While ATVs are most typically utilized off-road, there are a few owners who need or want to hit the open road. However, competing with cars and navigating pedestrians can be dangerous.
For this reason, there are likely regulations within your state concerning driving an ATV on roadways. These laws vary by state, but here are some typical (or just plain smart) ways to stay safe.
Invest in ATV Insurance Coverage
Having registration and titling is sometimes required, and ATV insurance coverage is often mandatory in many states for open road use. Liability policies are typically the minimum, but those with a loan on the vehicle will likely be required to have greater coverage by their lender.
Beyond legalities, it’s a good idea to have insurance. The following coverages are available from most insurers:
- Comprehensive & Collision
- Property Damage Liability
- Uninsured/Underinsured Motorist
- Bodily Injury
- Medical Payments
- Custom Equipment & Accessories Coverage
ATV Safety Equipment Regulations
Not only may your state require the use of helmets when riding on public streets, and they may be required for those under age 18 under any situation on public lands.
If you want to drive within a half hour of dusk, ATVs must have head and taillights in most states. In certain places, these vehicles must be equipped with sound muffling devices, and in some cases driving under the influence is prohibited.
Speed & Courtesy Requirements
Some states prohibit any driving along or on major highways or public roads (except during emergencies) but it is always a requirement to drive responsibly and with concern for others and your surroundings. ATVs are sometimes allowed on highways shoulders at speeds up to 35 mph when used for agricultural or other designated purposes.
State laws wildly vary, but they are often established with geographic and regional uses in mind.
